Studies show the accuracy of market and economic forecasts is in the 48% range. A study by WSJ showed interest rate forecasts are only accurate close to 33% of the time. The authors recognized traditional methods of market and economic analysis are not very useful. While conditions are always different, human nature has not changed in thousands of years. Mind, Money & Markets presents a different perspective that enables individual and professional investors to understand what really drives equity and commodity markets over the long term. Using this unique perspective, Mind, Money & Markets, which was published in October 2014, accurately forecast the collapse of oil prices together with a resurgence in the U.S. economy and equity markets. (See pages 209 and 334.) The book uses colour photos, charts along with interesting stories to offer readers a simpler and more reliable way to anticipate long term trends. This will help minimize losses and maximize gains so investors can reach their investment objectives.


 Mind, Money & Markets offers readers explanations for why we are often our own worst enemies when it comes to investment success. The authors provide a roadmap for investors that, if followed in an unemotional and disciplined fashion, should help them achieve greater long term success with their investments 

James P. O’Shaughnessy, author of What Works on Wall Street, Chairman and CEO, O’Shaughnessy Asset Management LLC with $7 billion under management. Manager of RBC O’Shaughnessy Funds

This book is a refreshing piece of work on investing using a combination of common sense and science. Mr. Harder and Dr. Dorn are able to distill an overwhelmingly complicated and noisy information set into investment advice with true clarity. Through their thorough understanding of both human psychology combined with deep market experience, two of the most important qualities needed for successful investing, the authors deliver a roadmap on how to filter out the noise to get to the true signals. I consider it required reading for those interested in both capital preservation and profitable investing.

Robert McTamaney, Former Partner and Head of Trading, Goldman Sachs Asia


Over the past two decades, I’ve watched Dave Harder make a number of impressive calls at long-term inflection points. Mind, Money & Markets outlines straightforward, common sense strategies to navigate major turning points in markets along with tools to help investors stay on the right side of the ensuing trend. This book contrasts interesting real life adventures with investing to highlight the importance of having a strategy in place to keep our emotions in check when events become hectic and confusing.

Robert Sluymer, CFA, Technical Analyst and Managing Director, RBC Capital Markets, LLC, New York

Mind, Money & Markets is a fine effort that takes the complicated subject of investing in financial markets, and makes it understandable to the non-professional. The authors accomplish this without talking down to their audience by using interesting real world examples that often don’t involve the stock and bond markets. Understanding the reasons individuals often buy when prices are high and sell when they are low is a key to acting the opposite and gaining large profits. This book will provide the reader with the confidence to move against the action of the herd, and hopefully secure their long-term financial security.

John Gray, Editor, Investors Intelligence


In today’s world of uncertainty and emotionally driven investment decisions, this book provides a common sense guide which should be helpful for those wishing to dodge the investing misjudgments which are all too common today.

Dr. Ralph Sultan, Former Professor of Economics, Harvard Business School, Former Chief Strategist for RBC.


"I have long wanted a book that could explain a lot of the things we do that was written in simple English. You did a great job.” 

Ned Davis, founder of Ned Davis Research Group. NDR is a leading independent research firm with over 1,100 institutional clients in over three dozen countries.



Dave Harder, FCSI

Dave Harder is Vice President and Portfolio Manager with Canada's largest financial firm, which is also one of the most respected financial corporations in the world. He has written more than 300 reports about momentum indicators and asset allocation. Dave is a marathon runner, Ironman triathlete and a professionally trained Search and Rescue volunteer.


Janice Dorn, M.D., PhD.


Janice Dorn, M.D., Ph.D. received a Ph.D. in Anatomy (Neuroanatomy) from the Albert Einstein College of Medicine in New York. She is certified by the American Board of Psychiatry and Neurology as well as the American Board of Addiction Medicine. Dr. Janice Dorn has written over 1,000 articles on trading psychology and behavioral finance. Dr. Dorn is dedicated to providing education and training about how the brain, psychology and emotions impact financial decision-making. Janice is an advocate for the elderly, lifelong dancer and a pianist.


 After a courageous battle with cancer, Janice Dorn, of Phoenix, Arizona passed away on April 25, 2017.  

While this book focuses on the markets and managing money, there is more to life than money. This is addressed in Chapter 29, "What Really Matters." If readers are interested in learning more about what the authors believe is important in order to have a fulfilling life, please see the following link: